Raiffeisen Bank International Profile
Raiffeisen Bank International AG, together with its subsidiaries, provides various financing products and services.
Segments
Central Europe
This segment includes the banking markets in Central and Eastern Europe, including the EU members, the Czech Republic, Hungary, Poland, Slovakia and Slovenia. In Poland, the company operated retail banking and business with high net worth private customers in addition to lending business with corporate customers, as well as small and medium-sized enterprises (including factoring) until the sale of the Polish core banking operations in 2018.
The company is present with a portfolio of retail foreign currency mortgage loans, but no longer runs new business. In Slovakia, the company is active in the corporate and retail customer business, leasing, asset management and building society business. In retail business, Tatra Banka is pursuing a multibrand strategy. In Slovenia, the company has one leasing company.
In the Czech Republic, the company engages in the real estate leasing and building society business in addition to offering traditional banking services to corporate and retail customers. The focus is on expanding relationships with existing affluent customers. In Hungary, the company provides services to retail and corporate customers through the bank's countrywide network. The focus is based on corporate customers and affluent retail customers.
Southeastern Europe
This segment comprises Albania, Bosnia and Herzegovina, Bulgaria, Croatia, Kosovo, Romania and Serbia. In these markets, the company is represented by banks and leasing companies, as well as owns capital management and asset management companies and pension funds in some markets. In Albania and Bulgaria, financial services are offered across all business areas. In Kosovo, the company also offers a product range. In Bosnia and Herzegovina the emphasis is on small and medium-sized enterprises, while also including a range of products for retail customers. In Croatia the focus is on large and medium-sized corporate customers and also on retail customers (including pension funds business). In Romania a range of financial services is offered through a knit branch network. In Serbia, the market is serviced by a universal bank and leasing companies.
Eastern Europe
This segment comprises Belarus, Russia and Ukraine. In Belarus, the company is represented by a bank and a leasing company. Raiffeisenbank Russia is one of the major foreign banks in Russia and services both corporate and retail customers. The branch network also offers products targeted toward affluent retail customers and small and medium-sized entities, with the focus on large cities.
Furthermore, the company is active in the issuance business. The product range in Russia is completed by the leasing business. In Ukraine, the company is represented by a bank, a leasing company and a card-processing company; and provides a range of financial services through a knit branch network.
Group Corporates & Markets
This segment covers operating business booked in Austria. This primarily comprises financing business with Austrian and international corporate customers serviced from Vienna, Financial Institutions & Sovereigns and business with the institutions of the Raiffeisen Banking Group. This segment also covers the capital market-based customer and proprietary business in Austria. Besides RBI AG, this also includes financial services outsourced to subsidiaries, such as Vienna-based entities like Raiffeisen Centrobank AG (equity trading and capital market financing), Kathrein Privatbank Aktiengesellschaft, Raiffeisen Leasing Group, Raiffeisen Factor Bank AG, Raiffeisen Bausparkasse Österreich Gesellschaft m.b.H., Valida Group (pension fund business) and Raiffeisen Kapitalanlage-Gesellschaft mit beschränkter Haftung. Card complete Service Bank AG, Vienna, a company valued at equity, is also allocated to this segment.
